Federal Credit Union

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Make Your Credit Union
Your PRIMARY Financial Institution

 

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Allegheny Metal

Federal Credit Union

260 Pershing Avenue

Leechburg, PA  15656

 

Phone: (724) 845-8923

Fax: (724) 845-7452

 

OFFICE HOURS

MONDAY through FRIDAY

8:30 am to 4:30 pm -

Last transaction 4:15 pm

 

OFFICE CLOSED EARLY

Last Business Day of month -

Last transaction 3:00 pm

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RATES
 
CALL US FOR CD & CLUB ACCOUNT RATES
 

RISK BASED LENDING
 
AMFCU uses a risk based lending policy to determine a member’s interest rate. In grading a loan application, the credit bureau provides a calculated national risk score, which is then matched to a letter score of A, B, C, D, or  F.
Rates have been set according to a corresponding letter grade. The letter grade of A would receive our best rate, while tiers B, C, D, and F grades would each receive a slightly higher interest rate.  Rates are based on credit risk, vehicle year, term and amounts financed. 
The purpose in offering risk based loans is to help as many members as possible.  We recognize that certain members represent more risk than others.  We will not grant loans where the probability of repayment is very doubtful.  We recognize the importance of managed risk.  We also recognize members who are charged unfavorable rates with other lenders that we could help with a managed risk program that saves these members substantial money while helping them rebuild their credit.
APR – Annual Percentage RateAMFCU assumes no responsibility for errors or omissions.  Please contact the credit union to verify any rates or additional information.
 
 

 

ARE YOU SHOPPING FOR A MOTORCYCLE?
WE ADDED THEM WITH THE VEHICLE CATEGORY.
SO TAKE ADVANTAGE OF OUR LOWER BIKE RATES!

 
 
To print our rate brochure:
Click Here
 
 

Any Questions:

Click on Contact Us

 

LOAN PRE-APPLICATION

 

FEE SCHEDULE

 

DEBIT OPT IN-(For Overdrafts)

LOAN RATES EFFECTIVE:  01-01-2017
 (Rates subject to change without notice)           
 
VEHICLES & MOTORCYCLES TITLE SECURED LOANS
(Car, Truck, Van, SUV and Motorcycles)
                                                  
NEW VEHICLES   2016 & 2017     TERM                     RATE as low as
 (100% of Sticker)                            36 Months               1.75%
                                                        48 Months               2.25%
                                                        60 Months               2.25%
                                                        72 Months               2.49%
 
USED VEHICLES                                                  
2012  to 2015                                   TERM                     RATE as low as
 Maximum amount of                       36 Months               2.50%
 NADA value                                     48 Months               2.50%
                                                         60 Months               2.75%
                                                         72 Months               2.75%
USED VEHICLES
2010 to 2011                                   TERM                     RATE as low as
Maximum amount of                        36 Months                 4.75%
NADA value                                     48 Months                 4.75%
                                                        60 Months                 4.75%
 
USED VEHICLES
2009 and Older                              TERM                     RATE as low as
Maximum amount of                       36 Months                4.75%
NADA value 
 
OTHER TITLE SECURED LOANS
(Boats, ATVs, Box-Trailers, & Motor Homes, etc.)
 
NEW other title secured 
2015 &2016                                    TERM                     RATE as low as
 (100% of Sticker)                            36 Months               2.75%
                                                        48 Months               3.00%
                                                        60 Months               3.25%
                                                        72 Months               3.50%
USED other title secured
2011 to 2014                                   TERM                     RATE as low as
Maximum amount of                       36 Months               4.50%
NADA value                                     48 Months               4.75%
                                                        60 Months               5.75%
 USED other title secured
2009 to 2010                                    TERM                     RATE as low as
Maximum amount of                        36 Months               6.50%
NADA value                                      48 Months               6.75%
                                                         60 Months               7.00%
USED other title secured
2008 and Older                                   TERM                     RATE as low as
Maximum amount of                        36 Months               6.50%
NADA value
HOME EQUITY LOANS   -   (NO FEES IF KEPT THROUGH 60 MONTHS)
FIXED RATE                                  TERM                     RATE as low as
Minimum Amount of  $15,000        5 Years                    3.75%
Over $50,000.00 needs a                6 to 10 Years           4.00%
Board Approval                              11 to 15 Years         4.25%
 
MOBILE HOME LOANS
FIXED RATE                                  TERM                     RATE as low as
                                                        5 Years                    7.00%
                                                        6 Years                    7.50%
                                                        7 Years                    8.00%
                                                        8 Years                    8.50%
                                                        9 Years                    9.00%
                                                      10 Years                   9.50%
 
100% SHARE SECURED                TERM                      RATE as low as
                                                         Up to 36 Months      1.25%
                                                         48 Months                1.50%
                                                         60 Months                1.99%
 
SIGNATURE LOANS                      TERM                     RATE as low as
$12,000 Maximum                         12 Months               6.00%
                                                       24 Months               6.00%
                                                       36 Months               6.50%
                                                       48 Months               7.50%
                                                       60 Months               8.00%

 

**Your savings are insured up to $250,000 through the NCUA** 

 Notice of Changes in Temporary NCUA Insurance Coverage for Transaction Accounts: All funds in a noninterest-bearing transaction account are insured in full by the National Credit Union Administration through December 31, 2012. This temporary unlimited coverage is in addition to, and separate from, the coverage of at least $250,000 available to members under the NCUA’s general share insurance rules. The term noninterest-bearing transaction account includes a traditional share draft account (or demand deposit account) on which the insured credit union pays no interest or dividend. It does not include any transaction account that may earn interest or dividends, a negotiable order of withdrawal (NOW) account, money market deposit account, and Interest on Lawyers Trust Account (IOLTA), even if share drafts may be drawn on the account. For more information about temporary NCUA insurance coverage of transaction accounts, visit www.ncua.gov.

 

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Copyright © Allegheny Metals Federal Credit Union

 All Rights Reserved.

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